FURVERT!

anthro black_pawpads blue_hair brown_body brown_fur clothing countershade_fur countershading digitigrade female foot_in_water fur green_eyes hair heather_(ladyheather)hi_res ladyheather looking_at_viewer mammal mustelid otter pawpads poolside red_clothing sitting smile smiling_at_viewer solo swimming_pool swimwear tail two-piece_swimsuit