FURVERT!

2026 abs anthro bear black_body black_fur breasts clothing covering covering_crotch digital_media_(artwork)female fur giant_panda grey_hair hair heart_eyes heart_symbol hi_res looking_at_viewer mammal money_in_legwear muscular muscular_female navel ncproductions open_mouth panties pasties purple_eyes red_clothing red_panties red_underwear simple_background smile solo underwear white_body white_fur wu_li-hua_(pltnm06ghost)