FURVERT!

abs anthro areola bear black_bear border clothed clothing collar english_description film_grain fur grey_areola grey_body grey_fur grey_nipples hair hair_over_eye jrjresq male mammal marsh_(jrjresq)messy_hair muscular muscular_anthro muscular_male nipples open_mouth open_smile railing sky smile speedo spiked_collar spikes swimwear tan_body tan_fur topless topless_anthro topless_male ursine watermark wearing_collar white_border