FURVERT!

absurd_res anthro aquatic areola bathing beach beach_blanket bedroom_eyes breasts brown_body brown_fur brown_hair circle_eyebrows countershading curvy_figure dripping_water dripping_wet ear_piercing eyebrows eyewear eyewear_only facial_piercing female fur genitals green_eyes hair hand_behind_head hand_on_own_neck hi_res highlights_(coloring)hourglass_figure inside jewelry light lip_piercing looking_at_viewer looking_down looking_down_at_viewer mammal marine_biologist markings medium_breasts membrane_(anatomy)multicolored_body multicolored_hair mustelid narrowed_eyes navel necklace necklace_only nerd nipples nude nude_anthro nude_female otter piercing pizhma pose raised_arm red_highlights riley_delmare river_otter scientist seductive short_hair shower showering solo standing striped_arms striped_body striped_fur striped_markings striped_tail stripes sunlight tail tail_markings tan_body tan_fur thalassophilia_(zombiecowherd)thick_thighs two_tone_body vulva water webbed_hands wet wet_body wet_fur wet_hair wide_hips