FURVERT!

4_toes 5_fingers anthro aquatic barefoot beard biped blue_eyes bottomwear brown_body brown_fur brown_nose bubble c.t.elder claws clothed clothing detailed facial_hair feet fingers fish fur furgonomics jewelry lothar_(sf)male mammal membrane_(anatomy)mustelid necklace otter pawpads paws pendant raised_tail semper_fidelis shorts solo swimming tail tail_clothing toes topless underwater water webbed_feet webbed_hands whiskers