FURVERT!

alpha_channel anthro bear big_breasts bikini black_hair breasts cleavage clothed clothing erect_nipples female fur giant_panda green_eyes hair hair_bun hi_res highlights_(coloring)leaning leaning_forward mammal nephrited nipple_outline nipples solo swimwear twin_buns two-piece_swimsuit water white_body white_fur xiao_bao_(nephrited)