FURVERT!

anthro areola aurora_(phenomenon)bear blonde_hair blue_eyes braided_hair breasts canvas_texture casual_nudity chest_tuft curvy_figure female fur hair hourglass_figure long_hair looking_at_viewer mammal navel nipples nude outside partially_submerged polar_bear semi_public shiverz sitting skinny_dipping small_areola small_waist solo traditional_media_(artwork)tuft ursine water white_body white_fur