FURVERT!

abs anthro arms_bent biceps biped black_nose blue_background bottomwear brown_body brown_fur bulge clothed clothing flexing fur green_eyes grin hands_behind_head jewelry legs_in_water legs_together looking_at_viewer lying male mammal muscular muscular_anthro muscular_male mustelid necklace on_back on_side otter partially_submerged pecs pose shorts simple_background sketch smile solo submerged_legs submerged_tail swimming swimming_trunks swimwear tail tail_in_water tan_body tan_fur topless water wet y0l0