FURVERT!

anthro anus bear bikini blonde_hair brown_bear brown_body brown_fur butt chest_tuft clothing clothing_aside english_text female fur furafterdark genitals goldie_buckingham hair lake life_preserver looking_at_viewer mammal mostly_nude multicolored_body multicolored_fur open_mouth open_smile outside panties panties_aside pier presenting presenting_vulva rear_view smile solo spread_legs spreading style_wager swimwear text tuft two-piece_swimsuit underwear underwear_aside ursine vulva